Personal Watercraft (PWC) Insurance

Specialist watercraft cover for speed, freedom and fun.

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Expert advice. Focused market access. Tailored cover

Whether you’re carving through the waves on a jet ski or taking a leisurely glide on the water with your paddleboard, we understand that owning a PWC is about excitement and fun on the water which is why our personal watercraft insurance is tailored to keep you protected should the unexpected happen so you can focus on the ride and not the risk.

Hull and Machinery Insurance is a fundamental part of any comprehensive insurance policy. This marine insurance protects the physical hull of your PWC.

Our Hull and Machinery Insurance covers:

Collision and impact damage

Fire, explosion and sinking

Storm damage

Theft and vandalism

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Comprehensive cover

PWC might be small, but they’re mighty and deserve comprehensive cover, whatever the adventure.

Accidental damage

Third-party liability insurance £3M

Malicious damage

Wreck and salvage removal

Underwater gear

Transit cover

Trailer cover*

Coastal waters of the UK with 30 days European cover*

Cover when not in use*

Marine legal expenses (Optional)

Towing of toys and water skiers liability

*Subject to policy terms and conditions

From casual leisure to power enthusiasts, and multi-craft owners, we advise and tailor every policy to your needs.

Before you hit the throttle, make sure your PWC is fully covered. At HKJ Specialist we combine marine insurance expertise with a genuine understanding of life and adventures on the water. Our cover can be designed for riders who expect or need more than just the basics. If you have invested in your pastime, make sure it’s protected.

What is specialist insurance?

Specialist insurance is designed to go beyond the basics, providing bespoke protection that reflects the unique risks and lifestyle that come with owning and using personal watercraft. Unlike generic or ‘off-the-shelf’ policies, specialist PWC insurance considers how and when you ride, the value of your craft and the type of cover you really need.

Why choose Haven Knox-Johnston Specialist?

We understand the risks, thrills and the freedom that comes with owning a personal watercraft.
We advise and tailor our policies to match your ambitions.
We offer expert advice, flexible cover and responsive, dedicated claims support when you need it most.
We have broad access across the marine market

Whether you’re a weekend rider, family of thrill seekers or a multicraft owner, we’ll help you build the protection you need for your time on the water.

Let's get you covered, give us a call

+44 (0)1202 725 165

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Poole Branch

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Haven Knox-Johnston Specialist is a trading name of Howden UK Brokers Limited, which is authorised and regulated by the Financial Conduct Authority No. 307663. Registered in England and Wales under company registration number 02831010. Registered Office: One Creechurch Place, London, EC3A 5AF. Calls may be monitored and recorded for quality assurance purposes.