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Hull and liability

A motorboat with tailored insurance speeds across choppy water, a tree-lined shore visible in the background.

Hull and liability insurance

0330 008 1345

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Expert advice. Full market access. Tailored cover.

Because every journey deserves the right protection.

Hull and Liability insurance combines protection for your boat with cover for your legal liability to other people.

It can help safeguard your investment against accidental damage, theft and other insured events, while also providing protection if you are held responsible for injury to others or damage to third-party property.

Whether you own a yacht, motorboat, multihull or other leisure craft, having the right insurance in place can provide valuable peace of mind.

What we cover

Hull cover

Hull insurance protects your boat against physical loss or damage.

Depending on the policy, cover may include*:

Accidental damange

Fire and explosion

Theft and attempted theft

Storm damage

Vandalism and malicious damage

Machinery damage

Damage whilst afloat, moored or ashore

Liability cover

Liability insurance can protect you if you are legally responsible for causing injury or damage to another person or their property.

Cover may include*:

Third-party property damage

Injury to third parties

Damage caused whilst using your boat

Marina and mooring requirements

Legal costs and expenses

Watersports liability (where agreed)

*Subject to policy terms and conditions

Let's talk specialist insurance today

+44 (0)330 008 1345

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Why choose Haven Knox-Johnston Specialist for your insurance?

Specialist advice from an experienced team

We place expert advice at the center of every policy. Talk directly to our experienced team for specialist insurance advice and cover tailored to your individual needs.

Tailored policies

We want you to get the right policy for your needs. We can offer bespoke terms and endorsements to reflect more complex risks, big ambitions and different usage patterns.

Open market access

We search the specialist market and work with multiple underwriters to secure terms not typically available through standard schemes, helping you make an informed decision on the best policy for you.

Claims support

We’re your first port of call for a claim, we’ll stand beside you when you need it most, providing expert guidance and support throughout the claims journey.

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FAQ's

What is specialist insurance?

Specialist insurance is designed to go beyond the basics, providing bespoke advice and protection that reflects the unique risks and lifestyle that come with owning a multihull.
Unlike generic or ‘off-the-shelf’ policies, specialist multihull insurance considers when you adventure, the value of your craft and the type of cover you really need.

Why choose Haven Knox-Johnston Specialist?

At Haven Knox-Johnston Specialist we offer true expertise, not just an insurance quote. With decades of experience in high-value yacht and multihull cover, we work with a panel of trusted insurers including top-tier P&I clubs to find and tailor the best cover for you.

Ability to assist with risks that cannot be covered by an ‘off-the-shelf’ style policy from a standard broker or provider.
Personal in-house claims support when you need it most.
Trusted by owners. From retirees planning their ‘once in a lifetime’ cruise to liveaboard families circumnavigating the globe, our clients trust us to cover what truly matters.

Skilfully crafted
boat insurance

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Haven Knox-Johnston Specialist is a trading name of Howden UK Brokers Limited, which is authorised and regulated by the Financial Conduct Authority No. 307663. Registered in England and Wales under company registration number 02831010. Registered Office: One Creechurch Place, London, EC3A 5AF. Calls may be monitored and recorded for quality assurance purposes.