Yacht and motor-yacht Insurance

Bespoke protection for your most valuable asset on the water

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Expert advice. Full market access. Tailored cover.

Not just Yacht insurance

Crossing oceans, chasing trophies or just cruising the coasts, we tailor yacht insurance to match your ambitions and your vessel.

Hull and Machinery Insurance is a fundamental part of any comprehensive yacht insurance policy. This type of marine insurance protects the physical hull of your vessel as well as critical onboard systems and machinery, including engines, electronics, and navigation equipment.

Our Hull and Machinery Insurance covers:

Collision and impact damage
Fire, explosion and sinking
Storm and weather-related damage
Theft and vandalism
Mechanical or engine breakdowns (subject to policy terms)

Whether your yacht is berthed, in transit, or sailing across oceans, hull and machinery insurance ensures you’re financially protected against major risks.

Comprehensive cover

Our tailored yacht insurance policies are built around your vessel and how you use it. We offer full flexibility and scope of cover, including:

Hull & Machinery
Protection & Indemnity (P&I) Cover
Crew and guest personal accident cover
Third-party liability insurance
Towage and emergency salvage
Cover for tenders, RIBs, and outboards
Global coverage
Machinery failure and damage
War, terrorism, and piracy risk extensions
Charter use and commercial exposure
Onboard personal belongings
Employer’s liability and crew medical cover

Our policies are fully customisable to reflect your cruising intentions.

At Haven KJ Specialist, we provide bespoke yacht insurance and motor yacht insurance for owners of high-value vessels. Whether you’re sailing an Oyster, Grand Soleil or Hallberg-Rassy, we understand the unique protection you and your yacht deserves. Are you gearing up to race or rally? Planning a bluewater cruise or long distance adventure? You have come to the right place, we’re here to advise.

Our expert crew have full access to the insurance market, including top-tier Protection & Indemnity Clubs (P&I), we deliver high-quality, customised marine insurance coverage for yacht owners across the UK and internationally.

What is specialist insurance?

The more complex your circumstances, the more likely you are to need insurance that’s negotiated and tailored to your precise needs.

For example, if you’re planning a Bluewater cruise around the world for several years, you will need specialist cover to take into account the range of territories and the time frame of your plans; or if you have an exceptionally valuable vessel that you want to charter, this might call for specialist cover.

In short, any risk that cannot be covered by an ‘off-the-shelf’ style policy from a standard broker or provider is likely to need the specialist attention and custom insurance we provide.

Why choose Haven Knox-Johnston Specialist?

  • Our clients come first, always.
  • Expert advice and navigation of the insurance market.
  • Full market access, allowing us to find the right cover for you – including P&I clubs.
  • Ability to assist with risks that cannot be covered by an ‘off-the-shelf’ style policy from a standard broker or provider.
  • Cover available for personal watercraft.
  • Supportive, personable and dedicated team.
  • Personal in-house claims support when you need it most.
Let's get you covered, give us a call
0330 008 1345