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Specialist Cover

Yacht racing insurance

Bespoke insurance from the start line to the finish line

Get cover today - 0330 0081 345

Expert racing advice. Focused market access. Tailored cover.

Racing cover

From the camaraderie of Cowes Week to the intensity of the Fastnet Race, competitive sailing demands total focus. That’s why it’s essential to have racing yacht insurance that’s every bit as prepared as you are. After all, as the famous saying goes, “to finish first, first you have to finish,” and in most cases, in order to just enter a race, let alone complete or even win it, you must have at least Third Party Liability insurance in place. At Haven Knox-Johnston Specialist, we provide expert-led, tailored marine insurance for racing yachts, from seasoned competitors to first-time entrants preparing for their first adventure.

Our Hull and Machinery Insurance covers:

Collision and impact damage

Fire, explosion and sinking

Storm damage

Theft and vandalism

Speak to a specialist, today.

Comprehensive cover

We understand the unique demands of racing and we tailor cover for your boat, your route, and your ambitions.

Race participation extensions (including offshore and transoceanic races)*

Rig and sail damage*

Entry fee cover

Third-party and public liability insurance

Crew accident and medical cover

Salvage, towage, and emergency support

Equipment theft or loss, either from the yacht or from storage ashore

Cover for containers used for storage/transport of sails, gear etc.

*Subject to policy terms and conditions

We’ll work with you to understand your event, your crew, and your route, so you can race with confidence.

Every great journey starts with a first step and we’re here for all of them. Whether you’re gearing up for your first Cowes Week, entering the Fastnet Race, or just participating in everyday club events, we’ll make sure your insurance is race-ready from day one.

Call us now or use our online enquiry form to speak with a specialist who understands what it means to race.

What is specialist insurance?

Specialist insurance is tailored cover designed for the unique risks of competitive sailing and long-distance racing. From Club Racing to International events, it accounts for higher speeds, advanced technology, and challenging conditions, offering protection for your hull, machinery, crew, and liability. It’s performance-focused insurance that lets you race harder and sail further, knowing you’re protected every step of the way.

Why choose Haven Knox-Johnston Specialist?

At Haven Knox-Johnston Specialist, we understand racing—not just from behind a desk. Our team includes marine specialists with real-world experience, and we work with top insurers to build policies that go the distance. Whether you’re preparing for Club Racing or an international event, we provide insurance that’s as tough and reliable as your boat.

Event-specific knowledge: From local Club Racing to World Championships. We understand the risks involved in events like the Round the Island Race, RORC races, Regatta Weeks, the Admiral’s Cup and more.
Full market access: We work across the marine insurance market, to secure the best terms.
Dedicated support: We don’t just hand you a policy, we guide you through options, requirements, and documentation.
Race-ready cover: From sails and rigs to crew, we’ll seek cover for what matters most so you can focus on speed, strategy, and safety.
Claims you can count on: If the unexpected happens mid-race our team is on hand to help you manage the situation.

Let's get you covered, give us a call

0330 008 1345

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Haven Knox-Johnston Specialist is a trading name of Howden UK Brokers Limited, which is authorised and regulated by the Financial Conduct Authority No. 307663. Registered in England and Wales under company registration number 02831010. Registered Office: One Creechurch Place, London, EC3A 5AF. Calls may be monitored and recorded for quality assurance purposes.